The major factors to consider when taking Social Security are your life expectancy, taxes, marital status, when you plan on retiring, and will you or your spouse receive a government pension. You will also need to provide Social Security with an original or certified copy of your birth certificate, your last earnings documents (W-2, last pay stub, statement of your employer, etc.) and copies (keep the originals) of any medical records you may be able to obtain.
If the widow is willing to take care of the deceased spouse’s child, she can receive the benefits but for that to happen, the child must be a receiver of survivor benefits, must be younger than 16 years or, she or he must have a disability, as described by Social Security laws.
The Act and SSA’s implementing regulations prescribe rules for deciding if an individual is “disabled.” SSA’s criteria for deciding if someone is disabled are not necessarily the same as the criteria applied in other Government and private disability programs.
Lien: It refers to the legal claim on the property (real estate or personal) of another individual as a security for a debt, so that if the borrower fails to fulfill his repayment obligation, the creditor can claim the particular property to satisfy the debt.
To meet 14.07A, a claimant would need to suffer from Sepsis, Meningitis, Pneumonia, Septic Arthritis, Endocarditis, or Sinusitis and it would need to be resistant to treatment or require intravenous treatment three or more times in a year or require hospitalization.